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Between June 2006 and July 2007, the average car insurance premium for men rose 5.2% to 518.46 as opposed to 3.1% to 442.28 for women overall. Men are generally considered to be a higher risk because of their tendency to take greater risks, which is borne out by the statistics which show more accidents per capita among men than among women in every age range.

Age is another big factor in the amount of insurance premiums that you pay, and in the percentage by which auto premiums have risen in the past year. For drivers under 25, the highest risk category, insurance has risen a whopping 11.2% since July 2006. The next biggest rise was for drivers in the 25-40 age group, reflecting the fact that this age group tends to log more driving hours than other drivers. Car insurance premiums for this age group rose 5.81% overall. The lowest rise in premiums for any age group was for those drivers age 65 and over – a mere 2.7%.

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So you’ve taken details of the accident, the setting, time, weather and other aspects of the environment; you don’t know what will be significant later. You’ve also taken pictures of the accident on your mobile phone. You’ve been intouch with your insurer, verified your policy – identified what coverage you have and don’t have so you know what you can claim. Talked with your agent about the claims process and what information the company may need, and submitted a report in writing. Now what?

Next monitor your claim: Get your claim number and call the company or claims adjuster for updates. Some insurers let you follow your claim’s status online. Sometimes writing a letter to the adjuster or a supervisor can get the wheels turning faster. Be persistent, but not obnoxious…

There is much more information about monitoring your auto insurance claim and the very latest auto insurance news items discussed here at No Deposit Car Insurance. You can also get the latest information about japanese imports by going to Import Car Insurance