Never use a credit card for cash advances. The interest rate on a cash advance can be almost double the interest rate on a purchase. The interest on cash advances and 1 hour payday loans is also calculated from the moment you withdrawal the cash, so you will still be charged some interest even if you pay off your credit card in full at the end of the month.
Cash advances carry with them extremely high interest rates and stiff penalties if the money is not paid back on time. Strive to build a savings account and use that instead of a cash advance if a true emergency should arise.
As you can see, being in charge of your personal finances is possible. If you will stick to strategy for your money, your finances will no longer be an area of concern. And you will be able to set your personal finance goals.